takechargeamerica.orgNonprofit Debt & Credit Counseling | Take Charge America

Nonprofit Debt & Credit Counseling | Take Charge America ATTENTION: Our phone systems are experiencing a temporary outage. 3/23/2022 10:06am MST.Our customer portal is currently undergoing scheduled maintenance on July 8th 2:00 PM MST through 10:00 PM MST. We apologize for any inconvenience.Primary MenuDebt Help Credit Counseling Do It Yourself Debt Management Debt Consolidation Debt Settlement Bankruptcy Credit Help Credit 101 Credit Counseling Credit Repair Housing Help Housing Counseling Budget Tools Education Center Financial Tips Calculators Consumer Resources Lesson Plans Webinars About About TCA In the Community Newsroom Careers 866-528-0588 Money Tips Login MyTCA Login Online Counseling Contact Donate Reclaim Your Financial Independence start your session online Need Help Paying Off Credit Card Debt? As a nonprofit, we offer objective and personalized guidance for overcoming credit card debt. We know paying off debt may seem like an uphill battle, but we can provide you with the resources, knowledge and peace of mind to get back on the right financial track. Many people find relief with a debt management plan Benefits may include: Overall lower monthly payment Reduced interest rates Waived late and over-limit fees An end to collection calls 3-5 year debt repayment average Customizable payment date Start with a Free Action Plan We can help you identify the right path to eliminate your credit card debt through a free credit counseling session. You will receive an action plan including a credit report summary, customized budget, debt repayment options and educational resources. Our online counseling is available 24/7. You can also call 866-528-0588 to speak with a credit counselor, Monday through Friday, 6 a.m. - 6 p.m. MST. Start Your Session Online Overcome Your Financial Challenges We have helped more than 2 million Americans pay off more than $6 billion in personal debts. How can we help you? Help with my credit Help with my creditPay off debts Pay off debtsBuy or save for a home Buy or save for a homeDiscover budgeting tools Discover budgeting toolsA Trustworthy Partner Founded in 1987, Take Charge America is among the nation’s leading nonprofit financial counseling agencies. We have helped more than 2 million people nationwide transform their financial outlooks through credit counseling, debt management, student loan counseling, housing counseling and bankruptcy counseling. We bring compassion and objective guidance to Americans who need extra assistance overcoming financial challenges. Learn MoreAs Seen On In Their Words5 Star Review by Joan Braithwaite It Worked For Me I had credit card debt when I became unable to work and on social security it was hard. Take Change America helped me with a plan I could manage. It was what I needed, TCA is there for any questions and they did a great job. I’m very satisfied. Thanks5 Star Review by Kermit McCoy Details Are Quite Simple Details are quite simple changing my buying habits, paying my lowest bills as fast as possible without breaking my finances stability. Plus, keeping a positive flow in my different accounts.5 Star Review by Allegra C. We’re Finally Recovering This place is forthright, helpful, and will accomplish what you need if you find yourself in more debt than you know how to handle. They work by negotiating lower APRs, thereby giving you the tool to get out of the financial hole without the cons of bankruptcy.5 Star Review by Wayne Thai Nothing But Great Things to Say I wish I could assign 10 stars. This company did so much for me. They kept my head above water daily for 4+ years. I have nothing but great things to say about them. If you need help. I’m certain they can help. Explore Free Financial Resources Arm yourself with the knowledge to create lifelong financial independence. Get tips and tools for managing debt, developing effective financial habits, budgeting to meet living expenses and saving for the future. Explore Budget Tools Scroll to Top Services Credit Counseling Continue Counseling Session Debt Management Housing Counseling Bankruptcy Counseling Facebook - Opens in new indow Instagram - Opens in new indow Twitter - Opens in new indow LinkedIn - Opens in new indow YouTube - Opens in new indow Pinterest - Opens in new indow Click to save our contact info Get Financial Tips in Your Inbox Enter email address to receive our monthly Money Maximizer newsletter. Thank you for subscribing. Get Financial Tips Online Budget Tools Blog Contact Us Send Message View Addresses Credit Counseling: 866-528-0588 Monday – Friday 6 a.m. - 6 p.m. MST Debt Management: 800-823-7396 Monday – Friday 7 a.m. - 5 p.m. MST Housing Counseling: 866-987-2008 Monday – Friday 8 a.m. - 4 p.m. MST Holiday Schedule:© 2021-2024 Take Charge America, Inc. All rights reserved. | 501 (c) (3) Nonprofit Financial Education. Take Charge America, Inc. is NOT A LOAN COMPANY. We do not lend money. 20430 N 19th Avenue, Suite B155, Phoenix, AZ 85027 State Disclosures Terms of Use Consumer Privacy Policy Online Privacy Policy Client Rights Close Font Resize A- A+ Keyboard navigation Readable Font Contrast Choose color black white green blue red orange yellow navi Underline links Reset Settings Images Greyscale Invert Colors Remove Animations Close Accessibility by WAH × close form CallCall 866-528-0588 Or schedule a call now Please complete the required fields to continue. First Name *First Name Required Last Name *Last Name Required Email *Email Required - No Spaces Phone *Phone Required State *State Required Best Time to Call Now Later Please Choose a Time: By requesting a review you are agreeing to communications from Take Charge America via email, phone and SMS messaging. You can opt out at any time. Congratulations! You have completed the first step toward being debt free! A certified credit counselor will call to provide your free debt review on: If you have any immediate questions or concerns, please feel free to contact us at . Please provide reference number to your counselor. English...